I'm interested in an FACLT home
The Northwest Michigan Community Action Agency (NMCAA) Homeownership Center is excited to help you in your homeownership goals and thanks you for your interest in a home through the Frankfort Area Community Land Trust (FACLT). NMCAA will be guiding you through the process for a FACLT home which begins with screening interested parties. FACLT will NOT be party to the homebuyer selection process and all information will be strictly confidential.
Families for FACLT homes must meet the following criteria:
- This home must be your principal residence and occupied for at least 11 months of the year.
- Homebuyers must have proof of employment and/or residency in Benzie County.
- Income must be within the range of 60% to 120% of the HUD FY 2024 Area Median Income (AMI) level for Benzie County, MI.
Please see chart below for eligibility.
- All buyers must attend a Homebuyer Education Workshop, two Pre-Purchase coaching sessions, and two Post-Purchase coaching sessions with the NMCAA Homeownership Center. All workshops and sessions are offered either in-person or virtually.
Please click here to learn more and submit a pre-screening form.
Need financial support for your home loan? Ask your counselor from the NMCAA about its down payment assistance program. Click here to see if you qualify for a mortgage rate relief program through MSHDA or here if you'd like to review MSHDA's loan program with down payment assistance.